First of all age has nothing to do with wisdom. Ignorance may be bliss but it is no excuse for our mistakes. Therefore I ask you to seek as much wisdom as possible. I made so many mistakes when I first started working but I will share the major ones with you.
#1. I had no plan after I got the opportunity to do what I love and earn a few bucks. It was exciting to get to share my skill with the world but unfortunately that’s all I was focusing on. Every time I got paid, I would think of nothing else but spending. This means in case of an emergence you are on Zero or do not have enough.
#2. I did not give it my all. I am really saying this while I cringe. But, I believe that I could have done more. I am a hard-worker and I love writing; I was looking forward to a great future but I never asked myself what my responsibility is in creating a great future. I was just comfortable with what was coming through after all, I was a girl and fresh from compass. I was lucky to be earning. So without a good plan for growth and development you are actually on a long endless journey. What?? I must have been crazy.
#3. I knew how to make the money but I did not know how to keep it. I was out to empower myself. Find a better paying job but I did not understand the value of saving the money. What was I thinking? But all I did was get my hair done in the best Salon, bought the best shoes in cool stores and clothes. You ought to look good but have a plan, a good plan. You can dress well on budget; I knew that though I had the new money high every time the money came through because then my low budget ideas disappeared from my brain. Anybody connect?? I have learnt that keeping some money will change your life. Stay away from stores and malls.
#4. I forgot that I was making money to make a decent living. I kept thinking that I still had time to make more. There is never enough time to make more; always take saving as an emergency. If you do not start saving early, you will find it harder to learn this skill.
I hope you can pick a leaf and begin to shift your life. Please share ideas of being a better money steward and life planner. Do not beat yourself if you are passed your first job. You can start now.
Sit tight and plan your life to the dot. But leave room for failure. Sometimes, we must fail to do well. Its just part of the journey.